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Transaction Accounts

Personal Transaction Accounts

Open a Transaction Account today and experience banking designed around your lifestyle. Enjoy peace of mind knowing your money is secure and accessible, whenever you need.

Convenient Access Options

Experience the convenience of a Transaction Account with Broken Hill Bank.

Enjoy 24/7 access to your funds and manage your money with ease. 

Our Transaction Accounts offer:

Internet Banking & Banking App: Manage your account anytime, anywhere

Visa Debit Card: Make purchases in-store and online with ease

Digital Wallet Integration: Apple Pay, Google Pay, and Samsung Pay compatibility

ATM Access: Use the atmx ATM Network and major banks' ATMs - Direct Charge fee-free

Cash-Out Options: Say 'Yes' to cash-out when making purchases.

Internet Banking & Banking App: Manage your account anytime, anywhere

Visa Debit Card: Make purchases in-store and online with ease

Digital Wallet Integration: Apple Pay, Google Pay, and Samsung Pay compatibility

ATM Access: Use the atmx ATM Network and major banks' ATMs - Direct Charge fee-free

Cash-Out Options: Say 'Yes' to cash-out when making purchases.

Smart Money Management

eStatements: Convenient electronic statements to track your finances

Real-Time Transaction Visibility: Stay informed about your account activity

Fund Transfers: Send money internally or externally to other banks

Card Management: Activate cards, set/change PINs, temporarily lock/unlock or report lost/stolen cards. Set how you wish to use your card with our Card Controls feature.

Payment Notifications: Users can set up SMS/in-app notifications for all payments going into and leaving the transaction account.

Getting Started

For more information about our Transaction Account, please contact us at 08 8088 2199 or visit our branch.

Important Information

Before applying for a Broken Hill Bank Transaction Account, you should read the Conditions of Use, Summary of Accounts, and Fees and Charges schedule to consider whether the product is appropriate for your needs.

Fees depend on your relationship with Broken Hill Bank and the existing products you already have with us. 

Terms and conditions apply. Please refer to our website for the latest information.

Business Transaction Accounts

Efficient Banking Solutions for Your Business

Experience the convenience of a Business Transaction Account with Broken Hill Bank. Designed specifically for businesses of all sizes, our account provides the tools and accessibility you need to manage your company's finances with confidence.

Comprehensive Account Access

  • Internet Banking & Banking App: Manage your business finances 24/7

  • Visa Debit Card Access: Business purchases made simple

  • Digital Wallet Integration: Apple Pay, Google Pay, and Samsung Pay compatibility

  • ATM Access: Use the atmx ATM Network and major banks' ATMs and avoid paying a Direct Charge fee.

  • eStatements: Paperless record-keeping for better organisation

Business Banking Solutions

  • Multiple User Access: Delegate financial tasks with customised permissions

  • Fund Transfers: Move money internally or externally to other banks

  • International Transaction Capabilities: Incoming and outgoing international money transfers available. 

  • Card Management: Control business cards through Internet Banking and Banking App.

  • Accounting Bank Feeds: Get bank transactions from Broken Hill Bank automatically imported into Xero or MYOB.

Business Banking Efficiency

Our Transaction Account streamlines your organisation's financial operations, providing time-saving digital solutions that let you focus on running your business rather than your banking.

Security for Your Business

Rest assured that your business finances are protected with advanced security features and monitoring systems designed to safeguard your organisation's money.

Business Banking Integrations

In addition to your transactional banking needs, we can also assist in arranging payment solutions, such as merchant facilities and bank feeds for Xero or MYOB accounting software.

  • Merchant Facility:

    Your business is our business.

    If you’ve got initiative or a vision, we can help you realise your business dreams. With a full range of services to support your sales and banking activity, Broken Hill Bank is the perfect business partner.

    More information

    Referral Form

    Accounting Bank Feeds

    Get bank transactions from Broken Hill Bank automatically imported into Xero or MYOB. More information is available below.

    Xero

    MYOB

Getting Started

For more information about our Business Transaction Account and how it can benefit your organisation, please contact our team at 08 8088 2199 or visit our branch.

Important Information

Before applying for a Broken Hill Bank Business Transaction Account, you should read the Conditions of Use, Summary of Accounts, and Fees and Charges schedule to consider whether the product is appropriate for your business needs.

Terms and conditions apply. Fees may vary based on business type and account usage.

Which transactions can I do online?

The table below shows how you can manage transactions without coming into a branch, for convenient and flexible on-the-go banking.

Popular in Branch transactions Alternate options
Transfer funds either internally or externally to another bank Internet Banking or Banking App
Renewal or changes to a Term Deposit SecureMail through Internet Banking or call us on 08 8088 2199
Card Management (Activate Card, Set/Change PIN, Cancel Card - Lost/Stolen) Internet Banking, Banking App or call us on 08 8088 2199
International transactions Internet Banking
Cash withdrawals atmx ATM Network, Major Banks offer Direct Charge fee-free ATMs access or say 'Yes' to cash-out when making a purchase

PayTo

Experience the power of hassle-free payments with PayTo. Say goodbye to manual payments and hello to real-time, pre-authorised transactions.

Our new digital payments service enables you to easily make one-off or recurring payments to merchants, businesses or institutions directly from your eligible bank account. Say goodbye to manual payment methods and enjoy the convenience of fast and secure payments with PayTo.

PayTo T&C’s

PayTo’s FAQ

International Money Transfers

Sending and receiving money overseas is simple with Broken Hill Bank. Read the information below to learn more. 

Incoming International Payments Service

Receiving payments from overseas?

With our Incoming International Payments Service, you can receive money directly into your nominated Broken Hill Bank bank account from almost anywhere in the world, in over 35 currencies. 

Benefits:

We do not charge the beneficiary  fees

Timely and reliable – funds are usually received in full in 2- 3 business days

Exchange rate guarantee. Lock in a competitive exchange rate for 72 hours 

Your sender can pay you in their local currency and you can still receive in AUD

Follow this simple process to receive your money from overseas

Broken Hill Bank members can simply complete this form and follow the steps.

Outgoing International Payments Service

Need to send money overseas?

Did you know you can send money from your bank account to an overseas bank account via our International Payments Service? This service allows you to send money to 200 countries and territories in over 130 currencies.

Benefits:

Funds are normally credited within 2-3 business days

No surprise overseas bank fees

Cost-effective; you can potentially save money by sending in your beneficiary’s local currency

What you need to send money overseas

You will need to provide the full name of your beneficiary and full details of the beneficiary’s bank account, including their IBAN (International Bank Account Number) if they are in Europe.

To comply with Australian Government regulations, you must provide the beneficiary’s full street address. Include beneficiary bank’s code (sort code, SWIFT address or routing number).

Our branch services

ATM access

Get cash when you need it with atmx by Armaguard. Our partnership with atmx by Armaguard provides you with access to an ATM network featuring over 2100 locations across Australia, making it easy to access your cash whenever and wherever you need it. Enjoy the convenience of 24/7 access to your cash with atmx by Armaguard.

Locate an atmx here

Branch services and our partners

Our dedicated team is here to help you with all of your financial needs. From personal banking to business solutions, we offer a range of services to meet your unique requirements. 

Our friendly staff are here to assist with your transaction requirements, account enquiries, loan applications and referrals to Relationship Reward 3rd parties. Our partners include: 

We're committed to providing exceptional customer service in a welcoming online and in-branch environment for all. Visit us today and see how we can help you achieve your financial goals.